Previously Known As : Dsp Tax Saver Fund
Dsp Elss Tax Saver Fund Datagrid
Category ELSS (Tax Saving) Fund
BMSMONEY Rank 10
Rating
Growth Option 19-10-2026
NAV ₹131.81(R) -1.18% ₹148.09(D) -1.18%
Returns 1Y 3Y 5Y 7Y 10Y
Lumpsum Regular -6.76% 11.0% 9.31% 14.8% 12.94%
Direct -5.89% 12.03% 10.33% 15.88% 14.07%
Benchmark
SIP (XIRR) Regular -9.47% 1.24% 8.98% 13.08% 13.2%
Direct -8.63% 2.22% 10.05% 14.21% 14.3%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
0.58 0.28 0.59 3.9% 0.1
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
15.59% -19.02% -15.91% 0.94 11.65%
Fund AUM As on: 30/12/2025 17344 Cr
Top ELSS (Tax Saving) Fund
Fund Name Rank Rating
Motilal Oswal ELSS Tax Saver Fund 1
quant Elss Tax Saver Fund 2
SBI ELSS Tax Saver Fund 3
Baroda BNP Paribas ELSS Tax Saver Fund 4
HSBC Elss Tax Saver Fund 5
Whiteoak Capital Elss Tax Saver Fund 6
JM ELSS Tax Saver Fund 7
Nippon India ELSS Tax Saver Fund 8

NAV Date: 19-10-2026

Scheme Name NAV Rupee Change Percent Change
DSP ELSS Tax Saver Fund - Regular Plan - IDCW 20.42
-0.2400
-1.1800%
DSP ELSS Tax Saver Fund - Direct Plan - IDCW 87.26
-1.0400
-1.1800%
DSP ELSS Tax Saver Fund - Regular Plan - Growth 131.81
-1.5800
-1.1800%
DSP ELSS Tax Saver Fund - Direct Plan - Growth 148.09
-1.7600
-1.1800%

Review Date: 19-10-2026

Beginning of Analysis

In the ELSS (Tax Saving) Fund category, DSP ELSS Tax Saver Fund is the 7th ranked fund. The category has total 35 funds. The 5 star rating shows an excellent past performance of the DSP ELSS Tax Saver Fund in ELSS (Tax Saving) Fund. The fund has a Jensen Alpha of 3.9% which is higher than the category average of -0.29%. Here the fund has shown very good performance in terms of risk adjusted returns. The fund has a Sharpe Ratio of 0.58 which is higher than the category average of 0.38.
The past performance of the fund may or may not be sustained in the future. The review is not investment advice nor is it a recommendation to buy or sell funds. The ranking is based on proprietary methodology developed by bmsmoney. The methodology is based on the past performance of the funds and does not guarantee future performance.
ELSS (Tax Saving) Mutual Funds are ideal for taxpayers seeking to save taxes under Section 80C while aiming for long-term wealth creation through equity investments. These funds offer a tax deduction of up to ₹1.5 lakh per financial year and have the shortest lock-in period of 3 years among all Section 80C options. However, being equity-oriented, they are subject to market risks and do not offer guaranteed returns. Investors should have a long-term investment horizon and a moderate to high risk tolerance to invest in ELSS funds. Additionally, the tax implications of long-term capital gains should be considered.

DSP ELSS Tax Saver Fund Return Analysis

The DSP ELSS Tax Saver Fund has delivered a mixed performance across various time horizons, showcasing both strengths and challenges when compared to its ELSS (Tax Saving) Fund peers and the Nifty 500 TRI benchmark. This analysis examines the fund’s returns over periods ranging from one month to ten years, alongside its Systematic Investment Plan (SIP) performance, highlighting its rankings within the ELSS (Tax Saving) Fund category and its ability to outperform or underperform the benchmark and category averages.

  • The fund has given a return of -2.74%, -5.22 and -3.82 in last one, three and six months respectively. In the same period the category average return was -3.48%, -4.21% and -1.57% respectively.
  • DSP ELSS Tax Saver Fund has given a return of -5.89% in last one year. In the same period the Nifty 500 TRI return was -2.0%. The fund has given 3.89% less return than the benchmark return.
  • The fund has given a return of 12.03% in last three years and rank 10th out of thirty nine funds in the category. In the same period the Nifty 500 TRI return was 9.99%. The fund has given 2.04% more return than the benchmark return.
  • DSP ELSS Tax Saver Fund has given a return of 10.33% in last five years and category average returns is 9.14% in same period. The fund ranked 8th out of thirty one funds in the category. In the same period the Nifty 500 TRI return was 10.13%. The fund has given 0.2% more return than the benchmark return.
  • The fund has given a return of 14.07% in last ten years and ranked 8th out of twenty seven funds in the category. In the same period the Nifty 500 TRI return was 12.97%. The fund has given 1.1% more return than the benchmark return.
  • The fund has given a SIP return of -8.63% in last one year whereas category average SIP return is -5.87%. The fund one year return rank in the category is 28th in 40 funds
  • The fund has SIP return of 2.22% in last three years and ranks 21st in 38 funds. Motilal Oswal ELSS Tax Saver Fund has given the highest SIP return (8.55%) in the category in last three years.
  • The fund has SIP return of 10.05% in last five years whereas category average SIP return is 8.96%.

DSP ELSS Tax Saver Fund Risk Analysis

  • The fund has a standard deviation of 15.59 and semi deviation of 11.65. The category average standard deviation is 15.39 and semi deviation is 11.37.
  • The fund has a Value at Risk (VaR) of -19.02 and a maximum drawdown of -15.91. The category average VaR is -22.63 and the maximum drawdown is -18.27. The fund has a beta of 0.95 which shows that fund is less volatile than the benchmark.

Standard deviation measures the fund's return volatility and Semi deviation focuses on downside volatility. Value at Risk (VaR) is a measure of the risk of investments. Maximum Drawdown is the maximum loss from a peak to a trough of a portfolio. Beta measures the volatility of the fund compared to the benchmark. A beta of 1 indicates that the fund will move in line with the benchmark. A beta of more than 1 indicates that the fund will be more volatile than the benchmark and vice versa.


  • Very Good Performance in ELSS (Tax Saving) Fund Category
  • Good Performance in ELSS (Tax Saving) Fund Category
  • Poor Performance in ELSS (Tax Saving) Fund Category
  • Very Poor Performance in ELSS (Tax Saving) Fund Category

    • Investors beware: Mutual Fund investments are subject to market risks. Please read the scheme related documents carefully.

    Data Source: www.amfiindia.com

    SEBI Categorization


    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % -2.80 -3.56
    -3.54
    		-6.07 | -1.25 8 | 40 Very Good
    3M Return % -5.43 -5.33
    -4.42
    		-7.22 | 0.24 29 | 40 Average
    6M Return % -4.26 -2.97
    -2.06
    		-6.65 | 7.43 28 | 40 Average
    1Y Return % -6.76 -6.21
    -6.27
    		-12.29 | 3.21 22 | 40 Average
    3Y Return % 11.00 9.43
    8.93
    		1.37 | 18.33 10 | 39 Very Good
    5Y Return % 9.31 8.02
    7.96
    		3.42 | 14.50 7 | 31 Very Good
    7Y Return % 14.80 13.95
    13.54
    		8.94 | 22.90 9 | 30 Good
    10Y Return % 12.94 12.58
    12.01
    		8.85 | 17.87 8 | 26 Good
    15Y Return % 15.54 13.11
    13.59
    		11.43 | 16.47 2 | 19 Very Good
    1Y SIP Return % -9.47
    -6.82
    		-24.60 | 5.06 27 | 39 Average
    3Y SIP Return % 1.24
    0.91
    		-3.79 | 7.23 19 | 38 Good
    5Y SIP Return % 8.98
    7.78
    		2.88 | 15.64 8 | 30 Very Good
    7Y SIP Return % 13.08
    11.52
    		6.30 | 18.35 7 | 29 Very Good
    10Y SIP Return % 13.20
    11.94
    		8.29 | 18.67 6 | 25 Very Good
    15Y SIP Return % 14.64
    12.95
    		10.28 | 18.88 3 | 19 Very Good
    Standard Deviation 15.59
    15.39
    		11.39 | 21.29 28 | 39 Average
    Semi Deviation 11.65
    11.37
    		8.48 | 15.53 28 | 39 Average
    Max Drawdown % -15.91
    -18.27
    		-28.24 | -14.41 9 | 39 Very Good
    VaR 1 Y % -19.02
    -22.63
    		-38.55 | -15.29 5 | 39 Very Good
    Average Drawdown % 8.59
    8.11
    		4.32 | 11.51 18 | 39 Good
    Sharpe Ratio 0.58
    0.38
    		-0.05 | 0.72 7 | 39 Very Good
    Sterling Ratio 0.59
    0.43
    		0.12 | 0.68 5 | 39 Very Good
    Sortino Ratio 0.28
    0.19
    		0.02 | 0.36 9 | 39 Very Good
    Jensen Alpha % 3.90
    -0.29
    		-8.12 | 6.11 3 | 38 Very Good
    Treynor Ratio 0.10
    0.07
    		-0.01 | 0.12 5 | 38 Very Good
    Modigliani Square Measure % 8.89
    6.01
    		-0.84 | 11.01 7 | 38 Very Good
    Alpha % 3.85
    -0.82
    		-8.52 | 6.66 4 | 38 Very Good
    Return data last Updated On : Oct. 19, 2026.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : June 30, 2026
    KPIs: Key Performance Indicators

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    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % -2.74 -3.56 -3.48 -5.90 | -1.16 8 | 41 Very Good
    3M Return % -5.22 -5.33 -4.21 -7.08 | 0.61 31 | 41 Average
    6M Return % -3.82 -2.97 -1.57 -6.41 | 8.14 31 | 41 Average
    1Y Return % -5.89 -6.21 -5.25 -11.30 | 4.22 24 | 41 Average
    3Y Return % 12.03 9.43 10.10 2.82 | 19.73 10 | 39 Very Good
    5Y Return % 10.33 8.02 9.14 4.21 | 15.88 8 | 31 Very Good
    7Y Return % 15.88 13.95 14.77 10.37 | 24.69 9 | 30 Good
    10Y Return % 14.07 12.58 13.07 9.42 | 19.24 8 | 27 Good
    1Y SIP Return % -8.63 -5.87 -24.09 | 6.47 28 | 40 Average
    3Y SIP Return % 2.22 2.03 -2.18 | 8.55 21 | 38 Average
    5Y SIP Return % 10.05 8.96 4.68 | 17.08 9 | 30 Good
    7Y SIP Return % 14.21 12.78 8.22 | 20.04 7 | 29 Very Good
    10Y SIP Return % 14.30 12.98 9.19 | 20.27 6 | 26 Very Good
    Standard Deviation 15.59 15.39 11.39 | 21.29 28 | 39 Average
    Semi Deviation 11.65 11.37 8.48 | 15.53 28 | 39 Average
    Max Drawdown % -15.91 -18.27 -28.24 | -14.41 9 | 39 Very Good
    VaR 1 Y % -19.02 -22.63 -38.55 | -15.29 5 | 39 Very Good
    Average Drawdown % 8.59 8.11 4.32 | 11.51 18 | 39 Good
    Sharpe Ratio 0.58 0.38 -0.05 | 0.72 7 | 39 Very Good
    Sterling Ratio 0.59 0.43 0.12 | 0.68 5 | 39 Very Good
    Sortino Ratio 0.28 0.19 0.02 | 0.36 9 | 39 Very Good
    Jensen Alpha % 3.90 -0.29 -8.12 | 6.11 3 | 38 Very Good
    Treynor Ratio 0.10 0.07 -0.01 | 0.12 5 | 38 Very Good
    Modigliani Square Measure % 8.89 6.01 -0.84 | 11.01 7 | 38 Very Good
    Alpha % 3.85 -0.82 -8.52 | 6.66 4 | 38 Very Good
    Return data last Updated On : Oct. 19, 2026.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : June 30, 2026
    KPIs: Key Performance Indicators

    Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.


    Date Dsp Elss Tax Saver Fund NAV Regular Growth Dsp Elss Tax Saver Fund NAV Direct Growth
    19-10-2026 131.813 148.091
    16-10-2026 133.391 149.853
    15-10-2026 132.966 149.371
    14-10-2026 131.057 147.223
    13-10-2026 131.597 147.826
    12-10-2026 129.803 145.808
    09-10-2026 130.462 146.537
    08-10-2026 129.039 144.936
    07-10-2026 131.146 147.298
    06-10-2026 131.947 148.195
    05-10-2026 130.592 146.67
    01-10-2026 130.23 146.249
    30-09-2026 131.004 147.114
    29-09-2026 131.132 147.254
    28-09-2026 131.681 147.867
    25-09-2026 133.84 150.28
    24-09-2026 133.337 149.711
    23-09-2026 135.561 152.206
    22-09-2026 135.051 151.629
    21-09-2026 135.613 152.256

    Fund Launch Date: 27/Nov/2006
    Fund Category: ELSS (Tax Saving) Fund
    Investment Objective: An Open ended equity linked savings scheme,whose primary investment objective is toseek to generate medium to longterm capitalappreciation from a diversified portfolio thatis substantially constituted of equity andequity related securities of corporates, andto enable investors avail of a deduction fromtotal income, as permitted under the IncomeTax Act,1961 from time to time.
    Fund Description: An open ended equity linked saving scheme with a statutory lock in of 3 years and tax benefit
    Fund Benchmark: Nifty 500 (Total Return Index)
    Source: Fund FactSheet

    Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.